Mortgage Information
If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.
There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.
I would be happy to refer you to some very good mortgage contacts I have in Portland, or to help you in any other way I can to secure the best possible rate for your home purchase.
Use the mortgage calculator below to assist you in making some decisions around financing your new home.
Mortgage Payment Calculator
Here’s a tool, Mortgage Calculator that will help you quickly calculate your mortgage payments. Simply enter the loan amount, interest rate, and length of the time, etc..
Important note: Mortgage calculators only estimate monthly loan payments. As a homeowner, you’ll also have to pay real estate taxes and insurance premiums (homeowner’s insurance and possibly mortgage insurance).
For simplicity, many homeowners elect to have their lending company pay these related fees for them through an escrow account, wrapping them into each monthly payment. Regardless of whether you decide to go this route, or pay taxes and insurance directly, you should also factor these home-related expenses into your budget.
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